|  Mr. Muhammad  Arif  is  serving  as  a  Lecturer  in  Economics  at  the  School  of  Economics, 
  University of  the Punjab, Lahore, and also as  the Student Advisor.  In addition  to his  teaching 
  responsibilities,  he  has  actively  contributed  to  student  guidance, mentorship,  and  professional 
  development.  Previously,  he  served  as  the  Focal  Person  for  the  Career  Counselling  and 
    Placement Centre (CCPC) at the University, where he played a vital role in enhancing student 
      employability,  promoting  career  awareness,  and  strengthening  industry–academia 
      collaboration through initiatives such as workshops, seminars, and job fairs.He holds an M.Phil. in Economics from the University of the Punjab and has maintained a first-
    class academic record  throughout his education. His diverse professional background  spans 
  academia,  research,  public  administration,  and  the  financial  sector. He  has  served  as  Section 
    Officer  (Reforms)  and  Assistant  Director  (Establishment)  at  the  Higher  Education 
  Department,  Government  of  the  Punjab,  where  he  contributed  to  policy  implementation  and 
  institutional development. Earlier, he worked as a Research Fellow at  the Lahore Chamber of 
  Commerce  &  Industry,  where  he  conducted  macroeconomic  and  trade  policy  analyses  and 
  contributed  to  research  supporting  business-sector  development  and  policymaking.  His 
  experience  in  the Compliance Group  of  a  leading bank,  focusing  on  regulatory  frameworks 
  and prudential policies, further strengthened his applied understanding of economic and financial 
  systems.
 With hands-on, multifaceted experience across the banking sector, chamber of commerce, and 
  public  administration, he brings  a  strong practical orientation  that  complements his  theoretical 
  expertise  in  economics.  His  teaching  and  research  interests  include  Public  Finance, 
  Macroeconomics, Business Economics, and Islamic Banking & Finance.
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